Obtaining "fast cash" "Cash Advance" Or "Payday Loan"

You will usually be asked to make out a personal check for the amount of your loan request as well as a fee.
The "fee" is determined by the loan amount. If you fail to pay the loan by the due date or you decide to extend the loan you will be charged even more fees.

Payless Guide to Payday Loans

Shop Around
Business that offer payday loans/cash advances by law must disclose all fees and interest rates.
So make sure you shop around for the lowest possible interest rates and fees.

Other Alternatives
Apply for a small loan at your local credit union or bank. It may not be quite as convenient but, as long as your credit isn't to bad you will get a better rate.

Place Of Work
On good terms with your employer? Some small companies may be willing to give you an advance on your pay check.

Have A Credit Card?
Providing your APR is lower on your credit card than your payday loan it may be worth seeing if you can get a credit increase.
If you can't get a credit increase, find out how much you can go "over limit", there will be a fee for this but it will most likely be lower than the interest rate on a payday loan.

Have A Checking Account?
Most checking accounts these days offer some form of overdraft protection.
Ask your bank manager for information on the terms and conditions.
If you can get, overdraft protection on your checking account you should find it to be considerably less than a cash advance/ payday loan.

Conclusion
If none of the above are possible options for your current situation and you must get a payday loan, only borrow what you can afford from your next pay check.
If your in debt, consider seeking advice from a credit counseling service. Every state provides consumer credit help. The services are free or close to it.